Bank of the West Credit Card Payment and Login
Need to make your Bank of the West credit card payment? Bank of the West offers a number of credit card options to suit different lifestyles and financial requirements with attractive rewards and incentives and competitive rates of interest. If you are thinking about applying for a credit card you can get informed by reading through this guide, which will help you understand what is on offer and what rates and fees apply. Existing cardholders can find out how to pay their Bank of the West Credit Card payment options with the guide included.
Bank of the West Credit Card Payment
Bank of the West credit cards are issued by Bank of the West.
Credit card bills can be paid by visiting any Bank of the West branch location, or by making a transfer from the bank which handles your checking or savings account. Online payment options include bill pay from your bank’s online service, or you can instead sign up for the Bank of the West online banking service. This service is the best way to login, manage your credit spending and your credit repayments. To make your Bank of the West credit card payment online click the “Pay Online” button below to login or register.
If you have any questions regarding your credit account or paying your bills, you can call (800) 996-2638. The number for general customer services is (800) 488-2265. Your billing statements will show you your traditional payment options, though you can also find out this information by calling these numbers.
Bank of the West Credit Cards
There are currently three MasterCard credit cards on offer with this bank – the Standard MasterCard Credit Card, the Platinum MasterCard Credit Card and the Platinum Rewards MasterCard Credit Card. These cards each have their similarities and their differences, with the standard card having the fewest benefits and the highest rates of interest, but the biggest chance of acceptance.
All these cards come with no annual fee, and an introductory rate of 0% on purchases made within the first 6 months of account opening. Thanks to MasterCard they each come with Card Rental Collision Damage Waiver insurance, purchase protection against fraudulent purchases, and $100,000 Travel Accident Insurance.
The Platinum MasterCard cards come with extra protection, including lost or damaged luggage coverage, coverage for burglary abroad, emergency roadside assistance and other excellent travel assistance services. The Rewards Platinum MasterCard is the only card to come with a point scheme, providing you with 1 point for every dollar you spend with no caps or expiration, which you can redeem for cash, gift cards, travel and much more.
Bank of the West Credit Card Interest Rates
After the introductory APR offer on purchases, the normal APR for purchases and balance transfers is 20.99% for the standard credit card, 18.99% for Platinum Rewards and 16.99% for Platinum. The Platinum Rewards card is better when you have lots to spend, otherwise it would make more sense to go with a lower rate and no point scheme instead. Cash advance APR is 24.99%, and the penalty APR is 29.99%. Late payment fees, over-limit fees and returned payment fees are up to $35. Full terms and conditions for these credit cards can be found here.