BB&T Credit Card Payment and Login
Making your BB&T credit card payment? BB&T offer a range of credit cards suitable from people of all financial backgrounds, and if you are looking for information on what BB&T have to offer, this article gives you the information you need. An overview of credit card incentives, rewards, interest rates and other terms and conditions are provided, alongside advice on staying sensible and making the most out of available offers. A BB&T credit card payment guide is provided also to help you understand all of your bill payment options.
BB&T Credit Card Payment Options
You can pay for your credit card bills in many different ways. You can make a transfer from your local bank, or visit any BB&T branch to schedule a payment from a valid checking/savings account.
With the BB&T online banking service you can transfer funds with the free OnLine Bill Payment service, update your personal information, see your spending history and much more. You can also setup repeating monthly payments for maximum convenience. To make your BB&T credit card payment online click the “Pay Online” button below to login or register.
The number for the telephone banking service is 800-226-5228, and the number for customer services is 888-228-6654, or you can send an email. There is also a page of frequently asked questions that cover the online payment system and mobile payments.
BB&T Visa Credit Card
BB&T Bank offer a small range of credit cards with lots of attractive benefits, and the BB&T Platinum Visa Card is no exception. This credit card offers 12 month introductory APR on both purchases and balance transfers, and a low standard rate between 8.15% to 15.90% henceforth depending on your creditworthiness. This card is thus a great option if you have a balance to transfer and still plan on making purchases.
If you are looking for a card that provides you cashback or other financial rewards schemes based on purchases, this card might not be the card for you as there are no such incentives available. You still get a number of benefits however, including complimentary rental car insurance, roadside assistance and emergency transport assistance, and travel insurance and assistance.
BB&T Credit Card Interest and Terms
The normal APR for purchases and balance transfers falls into two bands: between 8.15% and 14.15% in the first band and between 13.90% and 15.90% in the second band, and the band you are placed in is subject to your banking relationship and credit history. The APR for cash advances is between 8.15% and 14.15% in the first band and 13.90% and 15.90% in the second bank. There is no penalty APR if you fail to keep in good standing with your payments, and there are no over-limit or returned payment fees, but late payment fees of up to $35 may apply. There is no annual fee, and if you are charged interest the minimum charge will be $1.