FingerHut Credit Payment and Login
Making your FingerHut credit payment? If you are looking for credit options to help you increase your spending power for large retail purchases, then you have many options. In some cases you can apply for store credit cards with promotional financing offers such as low interest, and in this case you can enjoy the rewards that also come with the card and build your credit rating.
If you want something simpler however then many retailers offer revolving credit options and one-time credit options. FingerHut offers such credit plans in conjunction with WebBank, and this guide takes a look at the credit options on offer to help you understand the details and whether these options are right for you. If you already have a line of credit with FingerHut and want to know how to make payments, there is a payment guide included.
FingerHut Credit Payment
Credit account holders with FingerHut can make their payments with FingerHut directly and not WebBank. You can login to the online FingerHut account service and go to the payment options section, which lets you make transferals. You can instead take your account details to your local bank and make a payment or set up Bill Pay. You can send checks or money orders in the post to Fingerhut, PO Box 166 Newark, NJ 07101-0166. You can also pay in person by going to any CheckFreePay location. Or you can make a payment over the phone (you can find the contact number via the online account service). To make your FingerHut credit card payment online click the “Pay Online” button below to login or register.
FingerHut Credit Options
FingerHut is an online and mail-order retailer that offers a huge range of products including furniture, utilities, electronics and apparel. If you are making a big purchase, you can spread out the payments with a FingerHut FreshStart Credit Account or a FingerHut Revolving Credit Account. FreshStart is a simple program, allowing you to spread a purchase over 6 months for an initial $30 down payment. The Revolving Credit Account is their way of saying ‘store credit card’, and is used in exactly the same way, with a designated credit limit and monthly payments.
When you apply for credit you don’t get to choose between these two programs. Instead you will be automatically designated one (or neither) depending on your credit history. However, if you are given the ‘worse’ option of the FreshStart program, once you finish it you are rewarded with the Revolving Account. So not only can you use FingerHut for purchasing power, you can also use it to acquire a new credit card if your credit history is giving you trouble.
FingerHut Credit Interest and Terms
The Annual Percentage Rate applied for both accounts is 24.90%, and there are no balance transfers or cash advances available for the Revolving account. The minimum interest charge is $1. Late payment and returned payment fees are up to $30. This link takes you to the start of the application process, where you can continue to see the full terms and conditions.