HDFC Bank Credit Card Payment and Login
Want to make you HDFC credit card payment? Learn more about HDFC credit cards perhaps? HDFC Bank is a leading Indian bank and financial services provider, offering three major types of premium credit card – The Platinum Plus, Visa Signature and World MasterCard credit cards, and a range of regular credit cards for people with average credit ratings. This article looks a look at these credit cards to help you decide which one is best for you. If you are already a HDFC Bank card-holder and want to know your credit card bill payment options then we begin with the payment guide.
HDFC Bank Credit Card Payment
HDFC Bank Credit Card holders can register for HDFC Bank NetBanking and manage their credit card accounts with flexibility and convenience. You can register for this service by following this link. This service also has a mobile banking facility where you download an application and make payments for your credit bills at the touch of a button. This is definitely your most convenient credit card bill payment option by going through your PC browser or smart phone. To make your HDFC credit card payment online click the “Pay Online” button below to login or register.
Other payment options include setting up Autopay, which automatically debits an account of your choice to keep up with your monthly credit card payments. You can also go to any HDFC Bank branch or a number of HDFC ATMs and pay for your bill with cash or put a cheque in the drop-box.
HDFC Bank Credit Cards
The Platinum Plus Credit Card is a points based credit card which offers two points for every Rs.150 purchased with under a total spend of Rs. 50,000 every month, and 3 points for every Rs.150 spent with over this threshold for every billing month. The Visa Signature credit card and the World MasterCard offer similar rewards schemes, though the World MasterCard has a higher threshold of Rs.75,000 each month to qualify for 3 points per Rs.150, but added priority airport lounge access and other related World benefits. If you travel a great deal then you should also take a look at the HDFC premium travel cards, offering even better rewards for travel.
The most popular standard credit cards include Titanium, Gold and Silver, and while they are easier to apply for and also have good rewards schemes for spending, they have higher rates of interest and less flexibility than the premium cards.
Most HDFC credit cards offer the bonus of interest-free credit options for when you decide to make bigger purchases. You can get up to 50 days interest-free credit from the date of your purchase for certain purchases that are over a certain amount. You also get the power of revolving credit at rates of around 3% per month, and Easy EMIs (Easy Monthly Installments) extend the range of products and services you can pay for and receive low interest monthly payment plans.