Home Depot Credit Card Payment
Home Depot Credit Card Payment and Login
Looking to make your Home Depot credit card payment? Home Depot is the biggest home improvement retailer in the US, with thousands of stores across the US supplying a vast range of construction and home improvement products. The Home Depot Consumer Credit Card is one of many financial services Home Depot provides, and this card is a good option for anybody who makes regular and significant purchases at this store chain. This guide covers this credit card, its main features, interest and terms, with information on how to make payments on the credit account.
Home Depot Credit Card Payment
Payments can be processed at Western Union, or by mail to Home Depot Credit Services, Processing Center, Des Moines, IA 50364-000. It is more convenient to register for an online account however and enroll with online payments. Online payments are made by bank transfer, and you cannot set up a direct debit or automatic transfer – payments must be made automatically each month. The Home Depot online account allows credit card holders to review and manage everything of importance, including making payments, seeing available credit, balance history and the next due payment. To make your Home Depot credit card payment online click the “Pay Online” button below to login or register. The Home Depot credit card customer service 800 number for credit and technical service is 1-886-875-4588. Customer service is also on the online account via secure messaging
See customer service 800 numbers for the various accounts below.
Monday – Saturday: 6 a.m. – 1 a.m.
Sunday: 7 a.m. – 12 a.m.
Monday – Friday: 7 a.m. – 11 p.m.
Saturday – Sunday: 9 a.m. – 7 p.m.
Monday – Friday: 8 a.m. – 9 p.m.
Saturday – Sunday: Closed
Home Depot Commercial Revolving Charge Card
Mail Payments To:
The Home Depot Credit Services
PO BOX 183175
COLUMBUS, OH 43218-3175
Overview of Home Depot Consumer Credit Card
This Home Depot Consumer Credit Card allows you spend at any Home Depot location with the advantage of no annual fee and competitive rates of interest. There is 0% interest on purchases of $299 or above as long as you pay off the balance completely within 6 months and keep your account in good standing. No interest offers also apply for larger general Home Depot purchases. For up to $798 spent, you pay no interest if you pay off in full within 12 months, for up to $1,698 spent, you pay no interest if you pay off in full within 18 months, and for $1,699 spent or more, you pay no interest if you pay off in full within 24 months. So if you are thinking of making a big purchase and paying it off sooner rather than later, this card is an excellent choice. There are a range of similar 0% offers for Home Depot appliances, building products, heating and air condition products, and kitchens. The full description off all these 0% offers can be found on the Home Depot credit card website.
Home Depot Credit Card Interest Rates and Terms
The Home Depot Credit Card offers 4 major annual percentage rates (APR) for purchases, and the rate you receive will depend on your creditworthiness. These rates are 17.99%, 21.99%, 25.99% and 26.99%. The late payment fee and returned payment fee is up to $35. The minimum charge for the account is $2. The grace period to settle the entire balance and receive no interest is at most 25 days after the previous bill. You must be over 18 to apply.