Ivan Smith Furniture Credit Card Payment
Ivan Smith Furniture Credit Card Payment and Login
Need to make your Ivan Smith Furniture Credit Card payment? Check below for you payment options. An overview of the financing options available with Ivan Smith is also provided.
Ivan Smith Credit Card Payment
You can pay for your credit card balance by mail, by phone or online with GE Capital. The Ivan Smith Credit Card payment address is: GE Capital, PO Box 960061, Orlando, FL 32896-0061. Checks and orders can be sent to this address. To make a payment over the phone, call GE Capital customer services on 1-866-419-4096 and follow the instructions.
The easiest way to manage your card and make payments is with GE Capital Online. This is a fully-featured service with all of the tools you need to manage your spending and keep things up to date. This service supports scheduled and automatic monthly payments, and you can opt out of paper billing to save on paper. To make your Ivan Smith credit card payment online click the “Pay Online” button below to login or register.
Credit and Financing with Ivan Smith
Ivan Smith is a furniture, appliances, furnishings and electronics retailer that offers its customers a variety of credit options. With a large number of available credit options almost anyone can grab hold of the extra purchasing power they need – even people who have no credit or a poor credit history.
The first credit option is the Ivan Smith Credit Card. Issued by GE Capital, this no annual fee credit card offers a quick and convenient way to pay for your purchases, with a revolving line of credit and minimum monthly payments just like a regular credit card. The APR for non-promotional purchases is 29.99%. Minimum interest charges are $2 and the maximum charge for late payments and returned payments is $35. Whether you are accepted, and the credit limit you gain, will depend on your creditworthiness. Financing offers might be available with this card (with deferred interest).
Alternatives to the Ivan Smith Credit card are the Fixed Pay & Revolving Credit Plans. These plans cover individual purchases and therefore would make a better option if you just want a single finance plan for a single purchase. Depending on the location (Louisiana, Texas or Arkansas), you have the option between credit plans with third party providers, or in-house credit plans. Many different financing options are available to fit your budget, including 12-month and 24-month and 36-month financing offers.
Ivan Smith offers two No Credit Check financing plans. If you have a checking account you may qualify for up to 3 months financing without a credit check. Lease To Own is another purchasing option, and with the “Smart Lease” credit plan you can lease to own and build your credit score at the same time. These financing options offer less than the other options and the interest rates are higher, but regardless these could make a worthwhile option if you are struggling to find credit elsewhere.
All credit plans except for the Ivan Smith Credit Card must be applied for at an Ivan Smith retail location.