Marks and Spencer Credit Card Payment
Marks and Spencer Credit Card Payment and Login
Making your Marks and Spencer credit card payment? Marks and Spencer is an international retailer based in London, with over a thousand stores across the globe in over 40 countries. Frequent customers hail M&S for the quality of all of its products and services, from groceries and clothing to loans and insurance. The Marks and Spencer Credit has recently been updated, and this guide investigates what this credit card now has to offer for its customers. There is information on what rewards you get, how much spending you can make, and interest rates and credit charges.
Marks and Spencer Credit Card Payments
Like many credit cards these days you can pay your credit card bill in a variety of ways. You can go to your bank and pay at the counter, or sign in to your bank’s own online account service and arrange a transfer (you need to quote the M&S bank details as 20-20-44 90908088). You could also ring 0845 900 0900 to pay your bill over the phone.
My Money Accounts is an online account service from Marks and Spencer which allows you to manage every aspect of your credit card, including making payments, increasing your credit limit, and reviewing your credit statements. You can also arrange regular payments by setting up a direct debit with your chosen bank. To make your Marks & Spencer credit card payment online click the “Pay Online” button below to login or register. You will need your account details to register.
The number for M&S customer service is 0845 900 0900, and other customer service details can be found here. If you don’t mind talking to a robot, then the automated M&S help service ‘Hannah’ can be found here.
The M&S Credit Card Customer Service Mailing Address is:
Cards & Loyalty Department
CH99 9LZM&S Credit Card
M&S Credit Card
This credit card offers many different rewards and savings for its customers. A major offer is the zero interest introductory offer you pay on purchases, which is applied to all shopping for 15 months after the card is issued. You also get automatic entry into the M&S rewards scheme which earns you points whenever you use the card, either at Marks and Spencer stores or otherwise. You gain a point for every £1 at M&S, and a point for every £2 spent everywhere else. Once you have accrued enough points you can convert them into savings vouchers which get posted to you. Up to four savings vouchers per year can be posted. You also get 55 days’ interest free credit when you pay off your balance in full. M&S Travel Money and Premium Club are two extra incentives. The combined savings and points scheme is what makes this card so beneficial.
Terms and Conditions
The Annual Percentage Rate (APR) on purchases is 15.9% variable, for balance transfers 15.9% and for cash advances 23.9%. No annual fee. Payment charges for late payments, exceeding your credit limit or having a payment returned is £12. Full terms and conditions for the M&S credit card can be found here.