Torrid Credit Card Payment
Torrid Credit Card Payment and Login
Making your Torrid credit card payment? Have you set your sights on the Torrid Credit Card? If so, then this guide will help you understand exactly what to expect from this credit card, including what interest rates you will have to deal with, and what rewards you will enjoy. There is also a section at the beginning that explains what Torrid Credit Card payment options are available.
Torrid Credit Card Payment
There are a variety of Torrid Credit Card bill payment options. You can pay by phone or by mail. These details can be found on your billing statement, or you can login to the online account management service and retrieve the details from there.
It is definitely your best option to set up an online account, since this lets you manage everything to do with your credit card from one place, and you can also arrange singular bill payments, post-dated bill payments, or automatic periodic payments. You can also sign in to your account from your smartphone by going to comenity.net/torrid. You can login or register for the online account service by clicking here.
Torrid Credit Card
The Torrid Credit Card comes with a number of incentives and rewards to expand your purchasing power and get you more out of your loyalty. You first purchase made with the credit card will come with 15% off, and after your first purchase, a points scheme will give you a point for every dollar your spend, and once you have built up 200 points ($200 spent) you will receive a $10 rewards certificate.
Once you have your hands on this credit card, you automatically be enrolled into the Torrid DivaStatus rewards program, which gives you exclusive savings and discounts, and advanced notice of upcoming sales events.
Torrid Credit Card Interest Rates and Terms
The Torrid Credit Card is issued by Comenity (World Financial Network Bank), and this is one of the biggest providers of branded credit cards in the US. This means that the following interest rates are fair and competitive. For purchases that add to your credit card balance, the interest rate is 24.99% APR (no balance transfers or cash advances are available). The minimum interest charge is $1. There is no annual fee, and late payment fee is a maximum of $35, while returned payments incur a maximum fee of $25.
As with any credit card with a middle to high interest rate, it is important to try and keep your balance low. If you are able to pay off your balance in full by the due date (25 days after the close of the previous bill cycle) then you will pay no interest on next month’s purchases. You can apply for the Torrid Credit Card by visiting the company website, which includes a link to the complete terms and conditions. If you have a reasonable credit score and already own a credit card, your chances of being accepted for this card are good.