Value City Furniture Credit Card Payment
Value City Furniture Credit Card Payment and Login
Making your Value City Furniture credit card payment? Are you a frequent customer at Value City Furniture? Value City Furniture is now offering a preferred customer platinum credit card, and this guide takes a look at this credit card to help you make up your mind. Read on for card details, interest rates and charges, plus a section at the beginning to help you understand your Value City Furniture credit card payment options.
Value City Credit Card Payment Options
You can pay for your credit card bills in a number of ways. You can visit a Value City Furniture store, go to your bank, pay by mail or by phone, or use the online account service. The online service is the most convenient option, and you login, can set up a payment plan to suit you, or simple make a single payment. If you want to know the phone number or address to make payments, please check your statement or sign-in to your online account. A full customer service page can be found here.
Value City Furniture Credit Card
Value City Furniture are a US based home retail store with a large range of furniture and homeware items with a focus on value and customer service. Items are available for all round the home including bedroom, living room and dining room. As with many other furniture retailers, Value City Furniture provides credit in the form of the Value City Credit Card.
This credit card comes with a number of rewards and incentives. Aside from preferred customer status, special notice of future sales events and exclusive cardholder savings opportunities, this card allows you to finance larger purchases over a given time period with the benefits of a low interest rate. There is a deferred payment plan for 6 months and 12 months (6 months requires no minimum purchase amount, and for 12 months you must spend at least $1499) which is interest-free providing that you keep up with the minimum payments. There is also a 60 month financing plan with an applied interest of 9.99% (minimum purchase of $1499) provided that you again keep on top of your payments. If you do not keep in good standing, then the full interest rate of 28.99% will be applied to the balance from the date at which you made the purchase.
Value City Furniture Credit Card Interest and Terms
The standard APR on purchases is 28.99%. This is relatively high, and so you are advised to keep your balance low and pay as much of your debt off as you can (the due date for each billing period is 25 days after the end of the previous billing period – pay off your balance in full by this time and pay no interest). Penalty APR is 29.99%. Minimum interest charge is $2. No annual fee. Returned payment and late payment fees are both up to $35.