Zales Credit Card Payment
Zales Credit Card Payment and Login
Looking to make your Zales credit card payment? Are you thinking about a new retail credit card to build your credit rating and increase your purchasing power? This is why many people apply for store cards, and they are often easier to get hold of than bank credit cards. There are a number of advantages and disadvantages for store cards, and if you have your eye on the Zales Credit Card then this guide will help you understand what these are and how to make the most out of the card. Interest rates, rewards, credit options and fee information is provided. Existing Zales Credit Card holders can also find out how to make their monthly payments.
Zales Credit Card Payment
This credit card is issued by Citi-Bank, and all payments and card questions are dealt by them. They offer a number of payment options including phone and mail payments. The Zales Credit Card Payment Address is Zales Credit Plan, P.O. Box 183015, Columbus, OH 43218-3015. You can pay by calling 1-800-586-6923, and you can also call this number for customer services. You can also visit any Zales store and pay your credit card bill with customer services (find your nearest store here).
The online account service allows to make bill payments, arrange future payments or automatic monthly payments, manage your account and monitor your spending. The number for technical support is 1-877-297-8701. To make your Zales credit card payment online click the “Pay Online” button below to login or register.
Zales Credit Card
Zales is a diamond and jewelry retailer offering the best in fashionable jewelry, wedding collections and casual designs, and with the Zales Diamond credit card you can make the most out of your purchases and enjoy preferred customer status.
This credit card comes with a number of general benefits commonly found with store credit cards, including purchase protection, payment convenience and exclusive savings and offers delivered to you with your statements. Jewelry is often expensive however, but with this card you can stretch out a big purchase with two financing options. The first option offers 0% APR over 6 months for purchases over $300, and 0% APR over 12 months for purchases over $1,000. The 0% only applies if you pay off the purchase in full by the time the financing period ends and make your payments on time.
Zales Credit Card Interest and Terms
The Annual Percentage Rate is 28.99%. This rate applies for all general purchases and financed purchases that extend beyond the payment term – make sure you keep in good standing with your financing to avoid paying this interest. The minimum interest charge is $2, and late payment and returned payment fees are up to $35. The APR allows people from varying credit backgrounds to apply for this card, but with any rate this high it helps to keep a low balance and pay off more than the minimum amount each month if possible. Full terms and conditions can be found here.