Making your Alabama Central Credit Union credit card payment? If you are a member of Alabama Central Credit Union, using a credit card with them may offers a number of advantages, not least because as a member it will be easier for you to get hold of the card then other cards that offer the same APR. If you are thinking about applying for this card, this independent guide will help you understand what is on offer, what rewards and incentives are available, and what interest rates and terms and conditions apply. If you already own this card and want to know your bill payment options, there is a guide at the beginning to help.
Alabama Central Credit Union Credit Card Payment
You can pay for your credit card bills by going to any ACCU branch. The easiest way to make payments is online; either using bill pay with your checking/savings account, or by using the eBranch online credit account login. This feature is not provided by ACCU but with EZCardInfo.com. If you have problems with the eBranch feature, you can call 1-866-604-0380 for help and advice. A full page of ACCU contact details can be found here.
Alabama Central Credit Union Credit Cards
The Alabama Central Credit Union have a number of membership options for the employees of various companies and organisation members, and members of churches, schools and other public entities across the Southeast US. You can go to their website to find out more information and whether you are eligible to apply.
The ACCU offers a number of Visa and MasterCard programs that focus on simplicity and easy management. It can often be difficult to obtain credit, to keep a fixed credit rating and to know what your minimum payments will be like, but the ACCU’s credit options aim to solve all these problems. With the popular Visa and MasterCard you get access to many benefits including acceptance around the world, travel and vehicle insurance options and damage waivers.
These credit cards come with a rewards scheme on behalf of ScoreCard Rewards. This is not quite as good as actual Reward Credit Cards, but you still get points for your purchases which you can redeem for many different products and services, as well as entry into competitions to win free shopping trips and expensive products.
Interest Rates and Terms
All the cards on offer come with low, fixed interest rates of either 12.5% or 14.5%, and the one you get will depend on the strength of your credit rating. These are very low rates, and you will need a good credit rating for a successful application. Depending on the card, you may achieve introductory rates of APR for balance transfers and purchases. There is a 25 day grace period for paying your balance off completely and incurring zero interest. Late payment/returned payment fees are up to $35.