Making your Bank of Edwardsville credit card payment? This guide is here to help you understand your credit card payment options with Bank of Edwardsville – your options are explained just below. If you are interested in applying for a card with this bank, this guide is to outline the options available and how they may help you.
Bank of Edwardsville Credit Card Payment
Bank of Edwardsville Credit Cards are handled by Elan Financial Services – all payments and other aspects of card management are dealt with by them. They offer a number of payment options – including mail, phone and online – and you are advised to check your billing statement first.
Pay by Mail: The Bank of Edwardsville Credit Card payment address is: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408. To ensure your payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
Pay Online: Online credit card management services are provided at myaccountaccess.com with Elan. This service offers many of the same features and tools as any banking service; you can arrange single payments or establish automatic payments for total peace of mind. To make your Bank of Edwardsville credit card payment online click the “Pay Online” button below to login or register.
Pay by Phone: The 24-hour card management line is available at 800-558-3424.
Technical support for online banking can be found on the banks website.
Bank of Edwardsville Credit Cards
Bank of Edwardsville is one of a large number of regional banks who offer credit card through Elan Financial Services. There are many different cards to choose between – Bonus Rewards Cards, Platinum Rate Cards, College and Secured Cards and Business Cards – so you will likely be able to find one that satisfies your needs.
Visa Platinum Credit Card
If you want a card that offers you a long introductory interest rate, the Bank of Edwardsville Visa Platinum might be the one for you. It is a simple card with no rewards or frills offering a large line of credit and the chance to make good savings if you transfer an outstanding balance. There is 0% APR both purchases and balance transfers for the first 12 months.
Visa Signature Rewards Card
Another option is the Visa Signature Bonus Rewards Card. This is a competitive rewards scheme which offers you 1.25% back on all the purchase you make, and your points can be redeemed for lots of different rewards starting at 2,500 points. There is still an introductory 0% APR on balance transfers and purchases, lasting for 6 months.
Interest Rates and Terms
All standard credit card options come with an Annual Percentage Rate (APR) somewhere between 9.99% and 20.99%, depending on the strength of your credit rating. The cash advance APR is the same across every account at 23.99%. There are no overlimit fees and no penalty APR. Late payment/returned payment fees are up to $35 depending on your balance.
Balance transfer and cash advance fees are 3% of the amount transferred, while other types of advance are 4%. For international transactions, fees are 2% for U.S. dollars and 3% for transactions in other currencies. The minimum interest charge is $2. The due date lies between 24 and 30 days after the end of the previous billing cycle.
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