Are you searching to pay your CCCU Christian Community Credit Union credit card payment, or are you a member of CCCU thinking about a credit card with them? This guide offers a credit card payment guide for existing cardholders and an overview of the Platinum Rewards Credit Card that is available with this credit union.
Christian Community Credit Union Credit Card Payment
Upon successful application you will begin to receive paper statements in the mail, and these will outline your payment options. Otherwise you can call customer services on 800-347-2228 for more information, or send an email to [email protected]. You can visit a CCCU branch (there are two located in California) to make a transfer to your credit account, or you can arrange a transfer from any other bank where you hold a valid checking or savings account. Online Banking and eStatements provide a range of features to simplify your card management.
CCCU Platinum Rewards Credit Card
If you are a member of Christian Community Credit Union, you should certainly consider the Platinum Rewards Credit Card options they have to offer. With these cards – available in either Visa or MasterCard editions – you can earn rewards for your spending, save money with introductory rates of interest and support charities through the ‘Gives to Missions’ program. Just by using the card you can really make a difference with mission projects; CCCU have donated over $3.5 million to worthwhile causes plan in donate $300,000 in 2013 alone.
When you go with a credit card from a credit union you gain some of the fairest and most reasonable terms and conditions you can get. It comes as no surprise then to see low rates of interest for cash advances, low transaction fees and penalty fees and no penalty APR. This card offers 0% APR on purchases and balance transfers for 12 months.
The CU Rewards program is a popularly provided rewards program with many US credit unions. It gives you points for your purchases, which can be redeemed for a vast range of different rewards, such as airline tickets, merchandise, gift certificates, car rentals and hotel stays. Travel redemption starts at 15,000 points, and starting at 32,000 points you can add credits towards the cost of a ticket.
Interest Rates and Fees
After the introductory interest period, the standard APR varies from 10.90% to 16.90% – the rate you get will depend on your creditworthiness. This APR applies to purchases, balance transfers and cash advances. The minimum interest charge for balances is $1. There is no annual fee, and a one-time fee of $5 for people who have a credit card with CCCU and no other type of account. Balance transfer and cash advance fees are 2% of the amount transferred (or a minimum of $5). International transaction fees are 1%. Late payment and returned payment fees are up to $15 and $25 respectively. The due date is at least 25 days after the end of the previous billing cycle.
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