Need to make your City National Bank of Taylor credit card payment? This payment guide is here to help you understand your payment options, and there is also an explanation of the various credit offerings available. To make a payment online or manage your account, follow the link provided below on this page to the City National Bank of Taylor credit card login. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below.
City National Bank of Taylor Credit Card Payment
You can pay for your credit card bills by visiting any CNBT branch, or you can instead arrange a transfer from another bank, either in-branch or online. You can call 800-848-8472 for more information on your payment options. CNBT offer an online banking service which you can use to make electronic transfers. AutoPay can be set up with this service for paying your bills automatically, and there is also an e-statement service which allows you to receive up to 7 years of previous statements anywhere with an internet connection.
City National Bank of Taylor Credit Cards
Based in Taylor, City National Bank has served the communities of Central Texas for over 100 years. As a regional bank they reward their customers with excellent rates of service and a range of personalized financial products including credit cards.
Available to Texan residents only, this bank offers a number of MasterCard and Visa credit cards. They are all designed to be simple, no-hassle credit cards with low rates of interest and no annual fees. The Internet Visa Card is one option to take, which some of the lowest standard rates of interest you can get. There are no rewards or introductory interest rates on purchases or balance transfers, but this card certainly makes up its lack of rewards with friendly terms and conditions.
You can apply for this card via the City National Bank of Taylor website. For more information, you send a request and wait for the bank to get in contact with you.
Interest Rates and Fees
The standard Annual Percentage Rate (APR) for purchases, balance transfers and cash advances is 13.92%. There is no annual fee, no transaction fee for purchases and no minimum finance charge. Cash advance transaction fees are 2% of the transferred amount (minimum $2). Foreign transaction fees are 1%. After the first year of having the card, if you do not keep in good standing your account may be subject to a rate increase of 18%. Late payments constitute any payment made 10 days after the due date, and will be either 5% of the due payment (maximum of $15). Returned check fees are up to $25. The grace period for making payments is 25 days; pay off your balance in full within the grace period to incur no interest.
Credit Payment Insurance
When you apply for this card you have the choice to take out Credit Account Protection insurance. For a small extra premium on your monthly payments, this insurance pays for your bills in the event that you lose your job through no fault of your own, or in the event of disablement, dismemberment or death. This insurance covers you for up to $10,000.