Are you looking to make your Conestoga Bank credit card payment, or are you interested in applying for a credit card with them? This guide explains the payment options available for existing cardholders and takes a look at some a credit options available.

Credit Card Payments with Conestoga Bank
You can pay credit card bills in many different ways with Conestoga Bank. All credit cards with this bank are issued and handled by Elan Financial Services. You can visit any Conestoga Bank branch or visit a bank which holds your checking/savings account to make transfers.
To pay a bill by phone, call Elan on 800-558-3424. This telephone service is available at all hours.
Payments can also be sent to the following address: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408. Urgent payments can also be sent overnight to: Cardmember Service – 790408, 824 N 11t St, St. Louis, MO 63101-1016.
The fastest and most convenient method of managing your credit card is with Elan Online: myaccountaccess. This online service lets you make one-off payments from other bank accounts, and you can also set up automatic payments for complete payment convenience. To make your Conestoga Bank credit card payment online click the “Pay Online” button below to login or register.

If you any have issues or queries regarding your credit card account, call customer services on 1-800-558-3424.
Conestoga Bank Credit Cards
Based in Pennsylvania, Conestoga Bank offers a large range of consumer and business Visa credit cards through the financial services company Elan.
Many community banks use Elan to provide credit cards, and generally speaking these cards offer a similar number of benefits and features as any major bank or credit provider. There are simple low rates cards, rewards cards, college credit cards and secured cards available to a wide range of applicants with different credit ratings and personal requirements.
The Visa Platinum Card is a popular choice for its long introductory interest rates (0% APR on balance transfers and purchases for 12 months). The Signature Bonus Rewards credit cards provide points for your purchases and a range of attractive redemption choices. The Rewards Plus credit card offers a 50% monthly bonus on all the points you earn ($50 annual fee), while the standard option offers a 25% bonus (no annual fee). These also offer 0% APR on balance transfers and purchases for 6 months.
Interest Rates and Fees
Rates of interest vary from 9.99% to 20.99% for purchases and balance transfers, and there is a single cash advance rate of 23.99%. You will require a good credit score at the very least for a successful application. The minimum interest charge s $2 and the due date ranges from 24 – 30 days. Transaction fees are 3% for balance transfers and convenience check cash advances, 4% for standard cash advances and ATM cash advances, 2% for foreign transactions in dollars and 3% for foreign transactions in foreign currencies. There is no overlimit fees, and a fee of up to $35 for late payments and returned payments.
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