Need to make your Emigrant Savings Bank credit card payment? This payment guide explains your payment options and takes a look at one of the best cards available with this bank; the Visa Signature Bonus Rewards Plus Card.
Emigrant Savings Bank Credit Card Payment
All credit cards provided by this bank prior to August 15, 2008, were issued by First Bankcard, a division of First National Bank of Omaha. You can make payments by post, over the phone or at a branch, or you can use the First Bankcard online management service. If you received your credit card prior to August 15, 2008 Click Here to make a payment now.
You can make a payment by visiting an Emigrant Savings Bank branch (there is one located in Manhattan and one in Westchester) or you can arrange a transfer from another bank where you hold an account.
Payments can be mailed to the following address: Bankcard Payment Processing, PO Box 2557, Omaha, NE 68103-2557. If you have an urgent payment, you send a payment overnight to: First Bankcard, C/O First National Bank of Omaha, P.O. Box 2340, Omaha, NE 68103.
You can also call credit card customer services at 1-888-295-5540. All credit cards provided by this bank after August 15, 2008, were issued by Elan Financial Services. If your credit card was issued after August 15, 2008, to make your Emigrant Savings Bank credit card payment online click the “Pay Online” button below to login or register.
The online service lets you make single payments or establish automatic payments with AutoPay. This is the best option for ensuring you never miss a payment. For technical assistance with the online service, call1-888-467-2217.
Visa Signature Bonus Rewards Plus Card
The Bonus Rewards Plus Credit Card is the most rewarding card that Emigrant Savings Bank have to offer. It is packed full of benefits of features, and with the Visa Signature version you gain a large number of features and an unlimited line of credit.
For every dollar you spend you receive 1 point, which applies to any purchase you make where the card is accepted. In addition, you will receive a 50% bonus on all the points you earn every billing cycle. With no points caps and a very long expiry you can be sure that you are always rewarded for your purchases. You can start to redeem when you reach 2,500 points, and there are many different rewards to choose between, from gift cards and merchandise to travel discounts, hotels and flights. You also get $50 cash back when you make your first purchase.
Interest Rates and Fees
This card comes as either Signature or Platinum, and you will get hold of the better Signature version if your credit history is good enough. There is 0% APR on purchases and balance transfers for 6 months, after which the standard APR will be between 9.99% and 20.99%. Cash advances come with an APR of 23.99%.
The minimum interest charge is $2. There is an annual fee of $50. Late payment fees and returned payment fees are up to $35. There is no penalty fee and no overlimit fee.
Fees for transactions such as balance transfers, cash advances and international transactions are between 2% and 4%. The due date is a minimum of 24 days after the close of the previous billing cycle.
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