First American Bank Credit Card Payment

Making your First American Bank credit card payment or need to login to view your statement or manage your account online? First American Bank has partnered with Elan Financial Services to offer a range of credit cards for different people, including those who are trying to re-establish a firm credit history. Understand your card payment options and understand the Secured credit card on offer with this guide. To make a payment online or manage your account, follow the link provided below on this page to the First American Bank credit card login. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below.

There are almost 50 First American Bank locations in the Chicago area which you can visit to make a payment from an applicable account. You can still arrange a transfer from another bank where you hold an account.

Pay Online: The online account service at myaccountaccess.com is highly recommended as it gives you the fastest and most convenient method of paying your bills and managing your account in general. You are advised to establish automatic payments to ensure your monthly payments are made on time – just make sure the money is in your account every month. To make your First American Bank credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.

Further contact information can be found by visiting the bank’s website.

Pay by Phone: The First American Bank credit card payment phone number is 800-558-3424.

Pay by Mail: The First American Bank credit card payment mailing address is: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408. Please include your First American Bank account number on your check. Your account number is located on your statement. To ensure your First American Bank payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.

Pay in Store: Yes. You can pay your First American Bank credit card in local branches.

First American Bank Credit Card Customer Service: The First American Bank credit card customer service number is 800-558-3424.

First American Bank Secure Visa Card

If you are searching for a secured credit card it can make a really good choice to go with a regional bank in conjunction with a third-party issuer. This is mostly due to the fact that the terms and conditions are more lenient, which is always good when you are trying to improve your financial situation.

With a secured card you must first open a secured savings account and deposit a certain amount into it. This will be the security for your account, and if you keep in good standing until the account is closed you will receive the deposit back plus any interest it may have earned. With the FAB Secured Visa card your deposit equals your credit limit ($300 minimum, $5,000 maximum).

Thanks to Visa you get plenty of card features and benefits. With extended warranty you can double the original manufacturer’s warranty on applicable purchases, and with travel assistance there is always help at hand if you lose travel tickets or fall ill. Zero Fraud Liability and 24-Hour customer service are both standard with Visa.

Card Management and Terms

This card comes with a $35 annual fee, and an APR of 20.99% for purchases and balance transfers. The APR is 23.99% for cash advances. Late payment and returned payment fees are up to $35. The minimum interest charge is $2. Transaction fees range from 2% to 4% (check the terms for more details). The due date will lie somewhere between 24-30 days after the close of the previous cycle.

When it comes to building your credit history, it is always very important that you keep on good terms with the issuer. These cards provide you a good chance to get back on track, and you certainly don’t want to waste the opportunity and damage your already sensitive position by mismanaging your card and not making timely payments.

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