Making your First National Bank of Jeffersonville credit card payment? Understand your credit card payment options for the First National Bank of Jeffersonville also known as Jeff Bank with this payment guide. Searching for a new credit card? This bank offers a range of cards to suit people with different needs and backgrounds, and this guide is here to help you understand what they are.
Jeff Bank Credit Card Payment
Credit cards with this bank are issued and handled by Elan Financial Services, and this means that all payments are handled by them and not FNB of Jeffersonville. Elan provides lots of payment options, including:
Mail payments – general payments can be sent to: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408.
Phone management – 24-hour customer services for your card are available at 800-558-3424.
In-Branch – There are 12 brand locations that you can visit to make a payment, and the bank’s website details the locations of each branch. Other banks allow you to transfer funds from an applicable account to your credit card account.
Elan also allows you to manage your credit card and take care of your bills online at myaccountaccess.com. This service makes it really fast and simple to make payments and you can also establish automatic payments – great if you want to ensure you never miss a payment. To make your Jeff Bank credit card payment online click the “Pay Online” button below to login or register.
Jeff Bank Platinum Visa
Out of all the credit cards available from this bank, the no annual fee Platinum Visa is the most balanced, in terms of its benefits, features and acceptability. The biggest benefit is the 0% APR on purchases and balance transfers for 12 months, which helps you to spend more freely without interest charges for the first year and may save you money if you have an existing balance on another credit card.
Platinum Visa cards come with many features. If things go awry abroad, Travel Assistance can help you get back on track, and Extended Warranty Coverage gives you twice the amount of manufacturer’s warranty on applicable purchases (up to one year). Use your card to rent a vehicle and gain collision and damage insurance, and of course there is Zero Fraud Liability if your card is stolen or falls into the wrong hands. You can also request additional cards at no extra cost, and with Verified by Visa you are given an extra layer of security for online purchases.
Interest Rates and Fees
This card offers a generous line of credit with an APR between 9.99% and 20.99% for purchases and balance transfers. This rate is variable with the Prime Rate, and if your application is successful, the rate you get will depend on your creditworthiness. The APR for cash advances is 23.99%. If you are charged interest, the minimum charge is $2. Balance transfer fees and check advance fees are 3% ($5 minimum), cash advance fees are 4% ($10-$20 minimum) and international transaction fees are 2% for dollars and 3% for other currencies. Late and returned payment fees are up to $35.
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