First Niagara Bank is now Key Bank. Looking to make your First Niagara Bank credit card payment? This guide is here to assist you. This guide will also give you an in-depth look into the terms, interest rates and benefits that are offered by the cards so that cardholders can maximize benefits and potential cardholders can make an informed decision about their credit card choices.
First Niagara Bank Credit Card Payment
First Niagara Bank credit card holders can make payments online, by mail, by phone, by ACH transfer, and by visiting any First Niagara Bank branch.
The fasted way to make your payment is via the online account service. First Niagara Bank credit card holders can manager their accounts and make payments online using the First Niagara Bank online account service. This service allows you to check your balance, view transactions, make payments as well as inquire about rewards. To make your First Niagara Bank credit card payment online click the “Pay Online” button below to login or register.
For any assistance with online access you can contact customer services at 1-800-626-0900 or drop in an e-mail at [email protected].
First Niagara Bank Credit Card
Cardholders can take advantage of reasonable interest rates and low APRs, as well as secure and fast payment methods.
Interest Rates and Terms
The First Niagara Bank Platinum MasterCard credit card has an introductory Annual Percentage Rate (APR) of 0% for the first 12 months for new accounts, otherwise the APR will be 13.24%. The APR for cash advances and balance transfers is 21.99% and 14.24%, respectively.
No annual membership fee is applicable and the payment period is 25 days after the close of the last billing cycle. Late payment and returned fees penalties are $25 and $20, respectively.
The First Niagara Bank Standard MasterCard credit card has an introductory APR of 0% for the first 6 months for new accounts, otherwise the APR will be 14.24%. The APR for cash advances and balance transfers is 21.99% and 15.24%, respectively.
No annual membership fee is applicable and the payment period is 25 days after the close of the last billing cycle. Late payment and returned fees penalties are $25 and $20, respectively.
The First Niagara Bank Secured MasterCard credit card has an APR of 14.24%. The APR for cash advances and balance transfers is 21.99% and 15.24%, respectively.
An annual membership fee of $50 is applicable and the payment period is 25 days after the close of the last billing cycle. Late payment and returned fees penalties are $25 and $20, respectively.
First Niagara Bank
First Niagara is a multi-state community bank. The First Niagara Foundation is a non-profit corporation wand was established in 1998.
First Niagara has nearly 420 branches and 5,800 employees who provide financial services to individuals and businesses in New York, Pennsylvania, Connecticut and Massachusetts. First Niagara Bank, N.A. is its wholly-owned subsidiary.
With the First Niagara Bank credit cards, cardholders can take advantage of low interest rates and APRs, secure payments methods and more.
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