First State Bank Credit Card Payment and Login

Making your First State Bank credit card payment? If you need to make a payment for your credit card with First State Bank, this guide is here to help. A payment guide can be found just below, and this guide also introduces a number of Visa and MasterCard credit card options available with this bank in case you are interested in applying.

First State Bank

First State Bank

First State Bank Credit Card Payment

Your credit card statement will outline to you your payment options – including mail payments – and these will be sent to you every month. Traditional payment options are not given online – use the contact details below for more information.

Simple and convenient online credit card management is available with First State Bank. The first step is to call the 800-number present on the credit card, and you will then be able to register with This service allows you to manage every aspect of your account – see your statements, manage your spending and pay your bills all from one place. Auto payments and e-mail reminders can be set up so you never miss a payment. To make your First State Bank credit card payment online click the “Pay Online” button below to login or register.

First State Bank offers a helpful Credit Card Online Guide which covers enrollment, accounts, statements, profiles and bill payments. For further information and help, you can get in contact by phone at (800) 482-7640, or send an email to [email protected]

First State Bank Credit Card

First State Bank offers a great range of Visa and MasterCard credit cards. There is a Classic Visa and MasterCard, a Pink Visa Card, a Gold MasterCard and a Platinum Visa, each with similarities and differences. Except for the Platinum Visa, these cards are very similar to each other, with the main difference being the features. As you go from Classic to Platinum, the Visa/MasterCard features get better and better and the credit limit gets higher. Features include Automatic Travel Insurance, travel reservation services and auto rental discounts.

What unites all of these cards are the low interest rates, helpful terms and conditions which rarely penalize you, a range of benefits courtesy of Visa/MasterCard and a bonus points programs that rewards you for your purchases. Every card except Platinum offers an introductory 6.9% APR on card transactions for the first 6 months, and comes with an optional ScoreCard Rewards program. This rewards program gives you points for all your purchases, which you can redeem for a big range of rewards.

Interest Rates and Fees

Every card comes with a fixed APR of 14.4%, except the visa platinum which is prime + 1.75%. This rate applies to all account activity including cash advances, so you can withdraw cash and benefit from comparatively low interest. Every card comes with no annual fee, except the visa platinum which has an annual fee of $50. Late payment fees are the lesser of 5% or $15 and return payment fees are up to $28.

There are practically no usage fees with these cards. There are no cash advance fees or balance transfer fees, and there are no overlimit fees.

Visit First State Bank