Making your FirstBank credit card payment? If you hold a credit card with First Bank VA and need to make a payment, this guide is here to help. There is a payment guide located just below, and in addition, an overview of the Visa Platinum Rewards Credit Card is also provided if you are interested in this card and want to know more.
FirstBank Credit Card Payment
Credit cards with FirstBank VA are provided in partnership with UMB Financial Corporation. This card is issued and handled by UMB, though you can still contact First Bank or head to one of their branches for information or to make payments.
There are 10 First Bank branch locations in Virginia, and you can pay a bill by visiting a branch with your payment account information. You can also take your credit account details to any other bank where you hold a checking/savings account to make a transfer.
Cardcenterdirect.com is an online credit card management suite which lets you manage every aspect of your credit card, including rewards points. You can log in quickly at any time, see your statements, download your transaction history, track your rewards and make payments. You can make single payments from an account of your choice, or you can schedule recurring monthly payments. If you need help with the online service, call 1-877-253-4098. To make your FirstBank credit card payment online click the “Pay Online” button below to login or register.
Visa Platinum Rewards Credit Card
The Visa Platinum Rewards Credit Card with First Bank Virginia is a well balanced card that offers low rates of interest, rewards for your spending and introductory rates.
Here is how the rewards program works: you get 1 point per dollar on all regular purchases, 2 points for every dollar of interest charged to your account and bonus points at a range of selected retailers. Rewards are highly varied, including things such as gift cards, travel discounts, events, entertainment and merchandise. There are also bonus points opportunities for balance transfers and you get 1000 bonus points when you make your first purchase (within 60 days of account opening).
On top of the rewards program, you also get 0% introductory APR on balance transfers for 12 months. Visa platinum offers high credit limits and plenty of cardholder features, including travel accident insurance.
This card and its rewards program are provided by UMB. They offer an online rewards catalog which you can browse through to see your available rewards options.
Interest Rates and Fees
The Annual Percentage Rate (APR) for this credit card varies between 13.99% and 17.99% for purchases and balance transfers depending on your creditworthiness. The APR for cash advances is higher at 24.99%. The minimum interest charge is $0.50. There is no annual fee to pay, a 3% fee for balance transfers and cash advances and a 2% fee for foreign transactions. Late payment and returned payment fees are a maximum of $35. There is no overlimit fee. The grace period is at least 21 days – pay off your balance within this period and incur no interest.