Ikea Credit Card Payment and Login
Want to make your Ikea credit card payment or login to manage your account online? Ikea is not just an international home products company, they also provide the Ikea Credit Card which offers many benefits for those who like to buy products from the company. Following the economic downturn, their old credit card was discontinued in May 2011 and is no longer available to apply for, though the new Ikea Credit Card is now available for Canadian customers by applying on their website. This article goes through the details of what the card offers, the rates and terms, and how to make payments.
Ikea Credit Card Payment
Paying the balance of your Ikea credit card can be achieved by going into an Ikea store, by going to your local bank with your statement and Ikea credit card, or by using the online account service. Ikea has significantly downsized its credit card services since the recent economic crisis, and so the extent of its payment and customer services has been reduced. This makes it important to keep all credit documentation once you have applied for the credit card. To make your Ikea credit card payment online click the “Pay Online” button below to login or register. The number for customer services is 1-888-638-2274. For queries relating to the old Ikea credit card, the number to call is 1-800-233-8557.
Overview of Ikea Credit Card
For customers who regularly purchase Ikea products such as furniture and home items, the Ikea credit card can be used to pay for these purchases, opening up a range of rewards that you cannot get from anywhere else. With this credit card you get access to better payment security and refund protection. For example, if you lose a receipt then you can still return your purchase if you present your Ikea credit card.
Exclusive Ikea Benefits
Ikea Credit Card holders can be used for expenditures at any Ikea retail location, and also on the Ikea online store. Many special offers are provided by Ikea for card holders only, such as big reductions on high-end products. If you make a big spend at Ikea, then you get the benefit of paying a lower APR on such a purchase in comparison to other credit cards. If you want to avoid paying interest on purchases, then you will receive no interest if your pay off a single purchase of $299 or more within a 6 month period.
Ikea Credit Card Interest Rates and Terms
Standard APR is 29.99%. Payment protection insurance APR is 42.83%. Annual fee for the credit account is $21. Late payment fees and returned payment fees are $40 (it is $10 for residents of Quebec). The minimum payment is 3% of the outstanding credit balance, plus any extra charges from the last billing cycle. You must have an acceptable or a good credit history to be accepted for this card, and you must be over the age of 18.