Making your Johnson Bank card payment or looking to login to view your statement or manage your account online? This guide provides a simple overview of your payment options. Choose the right option and get your bill paid! Pay online by following the link to the Johnson Bank credit card login. To make a payment online or manage your account, follow the link provided below on this page to the Johnson Bank credit card login. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below.
Johnson Bank Credit Card Payment
The Johnson Bank Credit Card is issued by Elan Financial Services, and it is Elan who process and manage accounts and payments. For more help and information regarding your account, get in contact with 24-Hour customer services at 800-558-3424.
Pay Online: Once your account is up and running you should apply for the online cardholder service at My Account Access. This is Elan’s online account service, and it comes with various tools and features to help things fast, easy and convenient. Secure payments can be made at any time and you can review your card usage with online statements and account summaries. To make your Johnson Bank credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.
Pay by Phone: The Johnson Bank credit card payment phone number is 800-558-3424.
Pay by Mail: The Johnson Bank credit card payment address is: Cardmember Service, P.O. Box 790408, St. Louis, MO 63179-0408. If you are running out of time to make your payment you can mail a check or order overnight to: Cardmember Service 824 N 11th Street, St. Louis, MO 63101-1016.
Johnson Bank Credit Card Customer Service: The Johnson Bank credit card customer service number is 800-558-3424.
Johnson Bank Credit Card
In partnership with Elan Financial Services, Johnson Bank offer a range of attractive Visa credit cards. There are plenty of cards on offer, so chances are you will find a suitable card that pushes all the right buttons.
Here we shall take a look at one of the simplest cards on offer: The Visa Platinum. This card is not concerned with flashy rewards, but instead benefits you with low standard rates, introductory rates and Visa benefits. Akin to all Elan credit cards are the fair terms and conditions, and these also act to benefit you and protect you financially when you fail to keep your account in good standing.
The Johnson Bank Visa Platinum Credit Card offers 0% APR on purchases and balance transfers for the first 12 months. After this introductory period is over, the standard rate will vary from 9.99% to 20.99% based on your credit profile – 9.99% is the lowest rate available with any Elan card. These long introductory periods give you more freedom to spend and the chance to save money on an existing balance. The cash advance APR is 23.99%.
The Visa Platinum offers a healthy line of credit to most applicants, and there are not over-limit fees and no penalty program. Late payments and returned payment fees are up to $35, but at least you do not get stuck with an indefinite penalty program.
Fees and Terms
The minimum interest charge is $2. This card comes with no annual fee. Transaction fees for things such as balance transfers and cash advances are 3%-4%. Foreign transaction fees are 2% for transactions in US dollars, and 3% for transactions in foreign currencies. The grace period lasts for a minimum of 24 days.