Looking to make your Montecito Bank and Trust credit card payment, or login to manage your account online? Here is a short guide to tell you which payment methods are available and give you a brief outline of the credit cards on offer via Montecito Bank and Trust. To make a payment online or manage your account, follow the link provided below on this page to the Montecito Bank and Trust credit card login. You will also find useful “bill pay” information such as the credit card customer service number, payment mailing address, and billing phone number below.
Montecito Bank and Trust Credit Card Payment and Login
Montecito Bank and Trust credit cards are issued by First Bankcard.
Pay Online: The Montecito Bank and Trust credit card via First Bankcard allows you to manage your account online. You can also view your current activity, check your balance as well as update your personal information. To make your Montecito Bank and Trust credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.

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Pay by Phone: The Montecito Bank and Trust credit card billing phone number is 1-888-295-5540. Simply contact them via this number to make your payment by phone.
Pay by Mail: To make you payment by mail, simply send you payment to Bankcard Payment Processing, PO Box 2557, Omaha, NE 68103-2557. To ensure your payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
Montecito Bank and Trust Credit Card Customer Service: To reach credit card customer service simply contact 1-888-295-5540.
Online Banking: If you have already applied for an Internet Banking account, you can also make online payments manually to pay your bill from your checking account or you can set up scheduled payments that will leave your checking account each month to pay your credit card bill. You can set up an account by phoning Customer Service on (805) 96307511, Mondays to Fridays between 8.00 am and 6.00 pm.
Customers are also offered 24/7 telephone banking, where they can call toll free on (800) 608-1995 and make payments via their checking account to their credit card account with Montecito and Trust Bank. Card Services Department is also available 24/7 on (888) 963 7511. You can also pay over the counter at your nearest branch.
Montecito Bank and Trust Credit Card
Montecito Bank and Trust offers a variety of Visa and American Express cards to suit a wide range of customers’ requirements. There are cards that allow customers to build up a credit history and cards that earn amazing rewards redeemable against brand-name merchandise or gift certificates.
The Maximum Rewards Visa Card for example offers cardholders the chance to personalize their card with a favorite photo and gives them automatic upgrade to a Visa Signature Card if they are eligible. The card comes with a multitude of fabulous rewards.
The Platinum Edition Visa Card offers cardholders seeking to save money and pay down their credit card balance faster a great introductory rate of 0% for the first 12 billing cycles and between 15.99% and 22.99% thereafter, depending on legibility and status.
The Secured Visa Card allows customers with poor or no credit history at all to build up a credit history. Cardholders establish their own credit limit with the amount they deposit to secure the card (minimum required $300, maximum allowed $5,000). This is payable in $50 increments when customers first apply.
All credit cards offered by Montecito Bank and Trust are issued by First Bankcard, a division of First National Bank of Omaha. Cardholders can also apply for an American Express credit card with Montecito Bank and Trust.
The American Express Silver card from Montecito Bank and Trust is particularly suited to frequent travelers’ needs, offering great travel benefits and cash rewards on purchases. There is no annual fee for this card.