Ohio Savings Bank Credit Card Payment and Login
Making your Ohio Savings Bank credit card payment or looking to login to view your statement or manage your account online? Ohio Savings Bank is now a division of New York Community Bank. Check below for your payment options. To make a payment online or manage your account, follow the link provided below on this page to the Ohio Savings Bank credit card login. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below.
Ohio Savings Bank Credit Card Payment
The Ohio Savings Bank Credit Card is issued by First Bankcard. There are a number of different payment options available.
Online Payments: Online Banking is available for all cardholders. This is a free service that supports both single payments and automatic payments. Single payments are transferred to your account on the same day if you submit before 5:00 PM CT. This online service also supports Paperless Statements and Account Alerts. To make your Ohio Savings Bank credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.
Phone Payments: Credit Card Customer Services are available at 1-888-295-5540. Get in contact for account information or to make a payment.
Mail Payments: The Ohio Savings Bank Credit Card payment address is: Bankcard Payment Processing, PO Box 2557, Omaha, NE 68103-2557. Check the due date to make sure you leave enough time for your payment to arrive and be posted to your account. Please include your Ohio Savings Bank account number on your check. Your account number is located on your statement. To ensure your Ohio Savings Bank payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
Pay in Store: No. At this time you cannot pay your Ohio Savings Bank credit card in stores.
Ohio Savings Bank Credit Card Customer Service: The Ohio Savings Bank credit card customer service number is 1-888-295-5540.
Ohio Savings Bank Credit Card
The New York Community Bank division Ohio Savings Bank offers a Discover Card in partnership with First Bankcard. This is a cash rewards card that gives you the chance to earn up to 4% on qualifying purchases, and as such you can earn plenty of rewards if you spend plentifully.
This card also offers introductory rates on both purchases and balance transfers, making this card a good all-rounder. However customers should be aware of the Penalty APR, which is 29.99% and may be applied to your account if you make a late or returned payment, or go over your credit limit. This penalty APR may apply indefinitely. We don’t like the inclusion of so many “may”s! At 21 days, the grace period is also fairly short.
Let’s take a detailed look at the rewards program. The Discover Rebate Rewards Program awards between 0.5% and 5%, and the return you get depends on how much you have spent over the ‘Qualification Period’, which is a period of 12 consecutive billing cycles starting from account opening:
- 0.5% cash back up to $2,500
- 1% cash back after you reach $2,500
- 4% on the first $150 you spend after you reach $10,000
Strangely, it is advertised that you can earn up to 5% on the main page for the Ohio Savings Bank credit card, but the credit card disclosures make no mention of this rate.
Interest Rates and Fees
The Ohio Savings Bank Credit Card comes with 0% introductory APR on balance transfers and purchases for the first 12 billing cycles. After this, the standard APR will be 13.99%, 16.99% or 19.99% depending on your creditworthiness. The APR for cash advances is 25.24%. There is no annual fee or monthly fee. Transaction fees apply to balance transfers, cash advances and foreign transactions. Late payments and returned payment fees are a maximum of $35.
Visit Ohio Savings Bank.