Need to make your Sleep Train credit card payment or looking to login to view your statement or manage your account online? This guide covers your payment options for the Sleep Train credit card just below. An overview of credit and financing with Sleep Train is also provided to help anyone who is considering applying for credit. Make sense of your options and make the right decision. To make a payment online or manage your account, follow the link provided below on this page to the Sleep Train credit card login. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below.

Sleep Train Credit Card Payment
Cardholders have a number of payment options at their disposal. Aside from arranging a transfer at your local bank or with an online banking service, Synchrony Financial lets you make balance payments by mail, by phone and online. We recommend the online service because it offers fast, free payments.
Pay Online: The Synchrony Financial Online service is a great way to manage your card spending and generally keep on top of things. It provides you with a number of different payment methods, including fast single payments and convenient automatic payments. The Synchrony Financial website offers helpful guides and tutorials to using this online service. To make your Sleep Train credit card payment online click the “Pay Online” button below to login, register, view your statement or manage your account online.

Pay by Phone: The Sleep Train credit card payment phone number is 1-866-419-4096. Telephone payments may be subject to a usage fee.
Pay by Mail: The Sleep Train credit card payment mailing address is: Synchrony Financial, PO BOX 960061, Orlando, FL 32896-0061. Please include your Sleep Train account number on your check. Your account number is located on your statement. To ensure your Sleep Train payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.
Pay in Store: No. At this time you cannot pay your Sleep Train credit card in stores.
Sleep Train Credit Card Customer Service: The Sleep Train credit card customer service number is 1-866-419-4096.
Sleep Train Credit Card
Mattresses can be expensive, and when the time comes to buy a new one many consumers are reluctant to part with their hard-earned money, and that’s If they have any to begin with. Sleep Train Mattress Centers understands this, and to solve the problem are now offering the Sleep Train Credit Card in partnership with Synchrony Financial. In addition this retailer also offers No Credit Check payment plans and layaway plans for customers with poor credit scores or who are unsuccessful in applying for their credit card.
The Sleep Train Credit Card is a revolving line of credit with an APR of 29.99% for regular purchases and a minimum interest charge of $2. This is a high interest rate, but it can be avoided altogether with a number of beneficial financing deals. In-fact, any purchase you make comes with 6 months no interest financing, and for selected mattresses there are also 12-month (minimum spend $1000) 24-month ($2000) and 36-month ($3000) financing offers available. Minimum payments must be made with all of these financing plans, which will be the larger of $25 or 3.5% of the balance.
No Credit Check payment plans might be a better option to help you afford a single purchase (monthly payments are taken on your payday). 90-day Layaway is also available for a 25% deposit, if you can’t afford the total purchase now but will do soon and if you want to benefit from no interest charges.
Visit Sleep Train on Facebook. Sleep Train credit card payment login, address and customer service availability make the billing process simple and easy to follow.