Need the Torrid credit card login to make a payment, view a statement or manage your account online? To login, make a payment online or manage your account, click the green “Login Here” button below on this page. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below. Have you set your sights on the Torrid Credit Card? If so, then this guide will help you understand exactly what to expect from this credit card, including what interest rates you will have to deal with, and what rewards you will enjoy. There is also a section at the beginning that explains what Torrid Credit Card payment options are available.
How Do I Pay My Torrid Credit Card?
You can pay your Torrid bill online, by phone, and by mail as shown below.
Pay Online: It is definitely your best option to set up an online account, since this lets you manage everything to do with your credit card from one place, and you can also arrange singular bill payments, post-dated bill payments, or automatic periodic payments. You can also sign in to your account from your smartphone by going to comenity.net/torrid. To make your Torrid credit card payment online click the “Login Here” button below to login, register, view your statement or manage your account online. The Torrid credit card is issued by Comenity Bank.
Pay by Phone: The Torrid credit card payment phone number is 1-800-853-2921.
Pay in Store: No. At this time you cannot pay your Torrid credit card in store.
Torrid Credit Card Customer Service: The Torrid credit card customer service number is 1-800-853-2921.
Torrid Credit Card
The Torrid Credit Card comes with a number of incentives and rewards to expand your purchasing power and get you more out of your loyalty. You first purchase made with the credit card will come with 15% off, and after your first purchase, a points scheme will give you a point for every dollar your spend, and once you have built up 200 points ($200 spent) you will receive a $10 rewards certificate.
Once you have your hands on this credit card, you automatically be enrolled into the Torrid DivaStatus rewards program, which gives you exclusive savings and discounts, and advanced notice of upcoming sales events.
Torrid Credit Card Interest Rates and Terms
The Torrid Credit Card is issued by Comenity (World Financial Network Bank), and this is one of the biggest providers of branded credit cards in the US. This means that the following interest rates are fair and competitive. For purchases that add to your credit card balance, the interest rate is 24.99% APR (no balance transfers or cash advances are available). The minimum interest charge is $1. There is no annual fee, and late payment fee is a maximum of $40, while returned payments incur a maximum fee of $40.
As with any credit card with a middle to high interest rate, it is important to try and keep your balance low. If you are able to pay off your balance in full by the due date (25 days after the close of the previous bill cycle) then you will pay no interest on next month’s purchases. You can apply for the Torrid Credit Card by visiting the company website, which includes a link to the complete terms and conditions. If you have a reasonable credit score and already own a credit card, your chances of being accepted for this card are good.