Need the USAA credit card login to make a payment, view a statement or manage your account online? To login, make a payment online or manage your account, click the green “Login Here” button below on this page. You will also find useful bill pay information such as the credit card customer service number, payment mailing address, and billing phone number below. If you need to know your payment options for a credit card with United States Automobile Association, you have come to the right place. This guide provides a detailed payment guide for existing cardholders and there is also a general overview of the credit options available with USAA to help you understand the benefits of going with this association.
How Do I Pay My USAA Credit Card?
You can pay your USAA credit card online, by phone, or by mail.
Pay Online: You are advised to register for the online banking service with USAA, as this is the easiest and fastest way to pay your bills. You can arrange transfers as and when you need to, or for true convenience, you can establish automatic monthly payments. To make your USAA credit card payment online click the “Login Here” button below to login or register.
Pay by Phone: The USAA credit card payment phone number is: 1-800-531-8722
Pay by Mail: The USAA credit card payment mailing address is: USAA Credit Card Payments, 10750 McDermott Fwy, San Antonio, TX, 78288-0507. USAA ask that you refrain from sending any correspondence to the payment address. Please send your payments at least 5 days before the due date.
USAA Credit Card Options
If you are in active military service, a veteran or a close relative of either, you are able to apply for membership with the USAA. Credit cards with this association are some of the best you will find anywhere; they come with highly rewarding benefits and can be especially rewarding for personnel on active service.
For example, the USAA Active Military MasterCard provides special rates of interest for up to 12 months for military deployment or PCS. Like most credit cards a foreign transaction fee will apply when using the card abroad, but all of these fees are reimbursed for the duration of a deployment. There is also a full rebate on all finance charges that apply during applicable military campaigns.
Other cards – like the USSA Rewards Visa – offer both unlimited rewards and low interest rates. This card earns you points for every purchase you make (1 point for every dollar) and delivers 2,500 bonus points with your first purchase. Rewards can be managed and redeemed with the online banking service, and there are a large variety of redemption options available.
To add to the benefits provided with this rewards card, USAA are well-known for the quality of their customer services. A customer survey has recently ranked USAA as number one for credit card customer experience.
General Interest Rates and Terms
The lowest standard Annual Percentage Rate (APR) available with USAA is 6.9%. Most cards come with a lowest possible APR of 9.9%, and a highest possible APR of 25.9%. This makes the cards available for people with excellent or good credit histories, and there are also a number of secured card options for people looking to establish a credit score. Secured cards come with a low APR of 9.9%. USAA do not charge penalty APRs and there are low transaction fees.