This card has been discontinued. Do you hold the Winston-Salem State University credit card and need to make a payment towards your balance? Learn the different payment options (which are provided below) and pay in the way that suits you.
Winston-Salem State University Credit Card Payment
With PartnersFirst you have a number of ways to manage your WSSUNAA credit card. Once your account is activated you should register for online services. With this service you have a fast and convenient way to make account payments, and you can also keep abreast of your recent expenditures, your current balance and your next due date. To make your Winston Salem State University credit card payment online click the “Pay Online” button below to login or register.
Another way to manage your credit account is with the automated telephone service. This service is available at all hours. Call 1-866-450-1402. You can redeem your rewards online, or by calling 1-888-848-0255. For more payment information you should contact customer services.
Winston-Salem State University Credit Card
The Winston-Salem State University Alumni Association Credit Card, which is offered in partnership between the alumni association and the affinity credit card provider PartnersFirst, allows alumni, faculty, staff, supporters and friends of Winston-Salem State University to show their support and display the RAMS logo proudly wherever they go.
If you want a card with rewards, then you will be happy to know that this card comes with a rewards program. The program earns you points wherever you may happen to spend, and when it comes to redeeming your points there is plenty of choice available. You can keep things simple and redeem your balance for a 1% cash back return, or you can use your points to gain savings on events and travel or redeem for gift cards and merchandise. It is a good idea to first check out the rewards program by visiting the PartnersFirst website. Their rewards catalog gives an overview of the rewards you can get your hands on.
Apart from this rewards program, the main benefit is the 0% introductory APR on balance transfers for 6 billing cycles. This isn’t a very long introductory offer, but it could still prove useful if you have a modest balance that you would like to save money on.
Interest Rates and Fees
By looking at the interest rates (12.24% to 22.24% for purchases and balance transfers, 24.99% for cash advances) we can see that this card is suited towards people who have a well-established credit history. One the whole the terms and conditions are reasonable, though there are a few aspects to be careful of. There is a penalty APR of 27.99% (which is the same no matter what normal APR you have) that may be applied to your account if you make a late payment.
Your due date for bill payments will be a minimum of 25 days after the close of the previous billing cycle. This card comes with no annual fee, and a minimum interest charge of $1.50. There is no annual fee. Transaction fees range from 3% to 4%.