Home Depot Credit Card Payment – Login – Address – Customer Service

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Home Depot

Llooking to make your Home Depot credit card payment or need to login to manage your account online? Home Depot is the biggest home improvement retailer in the US, with thousands of stores across the US supplying a vast range of construction and home improvement products. The Home Depot Consumer Credit Card is one of many financial services Home Depot provides, and this card is a good option for anybody who makes regular and significant purchases at this store chain. This guide covers this credit card, its main features, interest and terms, with information on how to make payments on the credit account. To make a payment online or manage your account, follow the link provided below on this page to the Home Depot credit card login. You will also find useful “pay my bill” information such as the credit card customer service number, payment mailing address, and billing phone number below.

The Home Depot credit cards are issued by Citi.

Home Depot Credit Card Payment

Pay Online: It is more convenient to register for an online account and enroll in online payments. Online payments are made by bank transfer, and you cannot set up a direct debit or automatic transfer – payments must be made automatically each month. The Home Depot online account allows credit card holders to review and manage everything of importance, including making payments, seeing available credit, balance history and the next due payment. To make your Home Depot credit card payment online view the short tutorial video then click the green “Online Payment” button below to login or register.

Home Depot Credit Card Payment Video Tutorial

Pay My Home Depot Credit Card Payment

Pay by Phone: The Home Depot credit card payment phone number is 1-866-875-5488 for consumer credit cards.

Pay in Store: Yes. You can make a payment in any Home Depot store.

Home Depot Credit Card Customer Service: The Home Depot credit card customer service numbers are below:

US: 1-866-875-5488

Monday – Saturday: 6 a.m. – 1 a.m. ET
Sunday: 7 a.m. – 12 a.m. ET

US: 1-866-875-5489
Monday – Friday: 7 a.m. – 11 p.m.
Saturday – Sunday: 9 a.m. – 7 p.m.

US: 1-866-875-5490
Monday – Friday: 8 a.m. – 9 p.m.
Saturday – Sunday: Closed

Pay by Mail: The Home Depot credit card payment mailing address is listed in the tabs below under the specific credit card or account. Please include your Home Depot account number on your check. Your account number is located on your statement. To ensure your Home Depot payment is received on time it is recommended that you mail your payment at least 5 business days prior to the due date shown on your monthly billing statement.

Mail Payments To:
The Home Depot® Consumer Credit Card Payments
Home Depot Credit Services
P.O. Box 9001010
Louisville, KY 40290-1010

Mail Payments To:
The Home Depot Commercial Revolving Charge Card Payments
The Home Depot Credit Services
P.O. Box 9001030
Louisville, KY 40290-1030

Mail Payments To:
The Home Depot Commercial Account Payments
Home Depot Credit Services
P.O. Box 9001043
Louisville, KY 40290-1043

Overview of Home Depot Consumer Credit Card

This Home Depot Consumer Credit Card allows you spend at any Home Depot location with the advantage of no annual fee and competitive rates of interest. There is 0% interest on purchases of $299 or above as long as you pay off the balance completely within 6 months and keep your account in good standing. No interest offers also apply for larger general Home Depot purchases. For up to $798 spent, you pay no interest if you pay off in full within 12 months, for up to $1,698 spent, you pay no interest if you pay off in full within 18 months, and for $1,699 spent or more, you pay no interest if you pay off in full within 24 months. So if you are thinking of making a big purchase and paying it off sooner rather than later, this card is an excellent choice. There are a range of similar 0% offers for Home Depot appliances, building products, heating and air condition products, and kitchens. The full description off all these 0% offers can be found on the Home Depot credit card website.

Home Depot Credit Card Interest Rates and Terms

The Home Depot Credit Card offers 4 major annual percentage rates (APR) for purchases, and the rate you receive will depend on your creditworthiness. These rates are 17.99% to 26.99%. The late payment fee and returned payment fee is up to $35. The minimum charge for the account is $2. The grace period to settle the entire balance and receive no interest is at most 25 days after the previous bill. You must be over 18 to apply.

The Home Depot Project Loan

Home Depot’s newest offering is the Home Depot Project Loan. It offers a fixed APR of 7.99% with a credit line of up to $55k. There is a six month buying window to purchase products and you get 84 months to pay off the card. There is no annual fee.

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